Home-buying guides
Everything a first-time buyer in Washington needs to understand — explained in plain language, with Washington-specific details. No jargon, no sales pitch, completely free.
First-Time Home Buyer 101
A clear, step-by-step roadmap from 'thinking about it' to getting your keys in Washington.
Mortgages & Loan Types Explained
Fixed vs. ARM with real math, FHA vs. conventional, points, buydowns, and a lender-comparison playbook.
Washington Down Payment Assistance & First-Time Buyer Programs
WSHFC's Home Advantage and House Key programs, gift funds, 3%-down loans, and how DPA affects your offer.
Closing Costs & What to Expect
The 2%–5% beyond your down payment — line by line, with WA specifics and how to get them covered.
Homeowners Insurance Basics
What a policy covers, replacement cost vs. ACV, and the earthquake/flood coverage Puget Sound buyers need.
Home Maintenance for New Owners
A season-by-season upkeep plan tuned for wet Puget Sound homes — protect your biggest investment.
This information is for education only — it is not financial, legal, or tax advice. Loan rates, program rules, and limits change; always verify current details with a licensed lender, your agent, and official sources before making decisions.