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Find the down payment help you qualify for in Washington.

Ask a question or answer a few details. See which Washington programs match you, with official sources for every result.

Every result shows its official source.
We never pull your credit.
We are not a lender — the program and your lender make the final decision.
Hi! I can check which Washington down payment assistance programs match you — takes about a minute, no contact info needed. Or ask me anything about the programs.

Estimates, not approvals. We never ask for contact info in chat.

How it works

1. Ask or answer a few questions

Chat with the guide or run the 5-question quick check — no account needed.

2. Create a free profile

Sign in with Google and complete a short profile. Autosaved as you go.

3. Get matched programs

A rule-by-rule checklist for every program, each with its official source and last-verified date.

Washington program directory

See all programs →

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Common questions

What is down payment assistance (DPA)?

Money from a government agency or nonprofit that helps cover your down payment and closing costs — usually as a grant, a deferred loan, or a forgivable loan.

Do I have to repay it?

It depends on the program. Grants are not repaid. Deferred loans are repaid when you sell or refinance. Forgivable loans are cancelled over time. Each program page here shows the exact terms with the official source.

Do I need to be a first-time buyer?

Many programs require it (usually defined as not owning a home in the last 3 years), but several have exceptions — for veterans, certain areas, or specific situations.

Do I need a specific lender?

Most programs work only through participating lenders. Each program page links the official lender list.

Does checking affect my credit?

No. We never pull your credit — you tell us a score range, and the final numbers are confirmed by your lender.

Glossary: AMIdeferred loanforgivable loansecond mortgage

FirstNest is not a lender or government agency. Results are estimates based on your answers and published program rules. Final eligibility is decided by the program administrator and your lender.